Mortgage Application
Your Mortgage Application Criteria Checklist
Paye
• Most Recent Original P60/P21 - if hand written a letter must be provided
by the employers accountant confirming salary/wage of applicant. Up to 3
years P60's to prove
continuous employment.
• 3 Recent payslips.
Where no payslips are provided a letter must be provided by the
employers accountant confirming salary/wage of applicant.
Self Employed
• 2/3 years accounts & Letter from accountant confirming tax affairs up to
date(1years accounts may be considered in some instances).
• If Self Certing 12 months current accounts evidencing income.
All Applicants
All Applicants require
Passport or driving licence ID. If applying by post, ID
must be clearly photocopied and certified at your local Garda station.
If you have none of the above an ML10 form can be submitted which must be
stamped and signed by your local Garda Representative.
• Verification of address –recent utility bill required for each applicant. If you are being gifted a deposit – must provide a letter from the donor stating
they have no interest in the property – letter to be signed and dated.
• 12 Months bank/credit union statements – most recent on all
mortgages/loans/finance arrangements.
• 3-6 Months bank/credit union statements – most recent on all savings
accounts/current accounts.
• Valuation fee of €130 will be payable to a valuer specified by the lender, for
survey and valuation of property being purchased/re-mortgaged, once approved –
as requested by all banks.
House Build
• Land registry & site map.
• Home Bond or equivalent certificate from builder - if applicable.
• Detailed cost of construction.
• Plans/site maps/specifications.
• Planning Permission documents.
• Letter of Supervision from Architect Engineer who will supervise
building work.
• Proof of Engineers Professional Indemnity Insurance.
Mortgage Documentation Requirement Checklist
You can download the above in our Requirements Checklist (40kB).
Mortgage Application Forms
All are in Adobe pdf format. Download the latest Adobe Acrobat Reader.
Mortgage Enquiry Form (48kB)
Mortgage Application Form (2.3MB)
Accountants Report (67kB)
Salary Cert (750kB)
If you have difficulty opening or downloading any of the above documents please call Mary on 086 8113763 or email mary@mortgageaid.ie and I will post, fax or email the documents to you.
